Indonesia
Superbank’s earnings were driven by a sharp increase in interest-based income.
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The company posted gains linked to its investment in Allo Bank.
The improvement in profitability was supported by a surge in interest-based earnings.
Adjusted EBITDA reached 2 trillion rupiah in 2025, surpassing its guidance of 1.8–1.9 trillion rupiah.
Greater China
Revenue was up 36.6%.
India
It posted a net loss of S$9.8m for FY2025 from S$16.7m a year earlier.
The company had booked a net profit in 2022 due to a large accounting gain.
BNPL products accounted for about 89% of the company’s total financing portfolio.
Revenue rose 1.5% to $51.12b.
Singapore
Despite this turnaround, the market’s reaction echoed that of the 2023 sell-off.